1. A large share of renters are spending well above the “affordability” threshold The Winter 2025 Renter Feedback Survey  from Rentals.ca found that over 62 per cent of Canadian renters spend at least 30 % of their income on rent , a commonly cited affordability benchmark — and about one-third are spending more than 50 %  of their income on rent . About 12 per cent report spending 70 % or more  of their income on rent 2. Younger renters are especially burdened Among renters

1. Court-ordered sales in Metro Vancouver have surged—and the renewal wave hasn’t even peaked. Court-ordered listings have jumped from 28 → 66 → 119  over the past three years. This rise is seen as the early stages  of a much larger problem as thousands of pandemic-era buyers now face renewals at drastically higher rates. 2. Higher interest rates + rising unemployment = more homeowners slipping into arrears. Borrowers who locked in mortgages at 1.6%–1.9%  during COVID are now

This week Trump proposed an options to mortgage your property over 50 years! What this means in 3 key points 1. Lower monthly payments, but a much higher lifetime cost A 50-year mortgage reduces the payment slightly, but the total interest paid over time becomes significantly larger and the debt lasts far longer. 2. Slower equity growth and slower wealth building Because most of the early payments go toward interest, homeowners build equity at a much slower pace, which delays

Key takeaways Three Key Points The federal government is significantly reducing the number of new temporary residents (including international students and temporary workers). For example, the target for new temporary resident admissions is dropping from roughly 673,000 in 2025 to about 385,000 in 2026, and then approximately 370,000 in 2027 and 2028. At the same time, the number of new permanent residents admitted annually is being stabilised at a lower level: about 380,000

Key takeaway: The BoC cut its benchmark overnight interest rate  by 25 basis points  to 2.25 %. Canada’s economy is under pressure — exports are weak, business investment is down, jobs in certain industries are slipping. nflation is moderate (around 2–3 %), and the BoC sees it moving toward its 2% target which gives them room to lower rates Link: https://ca.finance.yahoo.com/news/bank-of-canada-expected-to-cut-its-key-interest-rate-this-morning-amid-deterioration-in-the-trade

The Cowichan Tribes secured a landmark decision from the British Columbia Supreme Court in August granting them Aboriginal title over about 7.5 km² of land in the city of Richmond. Its an unpresedented case in Vancouver. The city says this ruling has created significant uncertainty for homeowners and businesses — particularly for “fee-simple” private title holders — because the coexistence of private property rights and Aboriginal title is now unclear. how this case might aff

Key Takeaways Mortgage delinquency rising Canada Mortgage and Housing Corporation (CMHC) reports that the rate of mortgage delinquencies has increased to 0.22 %  in the latest period, up from 0.14 %  previously. This increase, though it seems small in absolute terms, signals more households having trouble keeping up with mortgage payments.. it increased by 57% More Canadians struggling to afford mortgages Increasing interest rates, higher debt servicing costs, and inflation a

Canada just announced a new government agency called Build Canada Homes  with about 13 billion dollars to spend . The goal is simple:...

The depth of this correction is historic Canadian home prices have fallen by over 24 percent in real terms since 2022. That makes this...

Average Canadian home price dropped roughly $150,000 between February 2022 and July 2025 Canada’s major markets like Toronto and...

Equifax Canada’s latest report shows 1.4 million Canadians missed a credit payment in the second quarter of 2025 —an increase of over...

On July 30, 2025 , the Bank of Canada  held its key rate steady at 2.75% , marking the third consecutive decision to pause policy...